Freddie Mac’s Primary Mortgage Market Survey shows that the average U.S. 30‑year fixed mortgage rate rose from around 3.2–3.3% in early January 2022 to over 6% by late September 2022, and it remained in the 6–7% band through the end of the year. For example, Freddie Mac reported a 30‑year fixed rate of about 6.42% for the week ending December 29, 2022, and over 7% for several weeks in October–November 2022. This matches Jason’s prediction that “towards the end of the year” mortgage rates would be roughly 6–7%.