As of November 30, 2025, the U.S. “accredited investor” framework has not been materially loosened beyond the SEC’s 2020 rule that added a few professional‑credential pathways (Series 7/65/82, knowledgeable employees, certain entities). The SEC’s own 2024–2025 guidance for accredited investors still cites the same income/net‑worth thresholds plus these limited professional categories, with no newer rule amendments implemented. (sec.gov)

Congress has moved several bills that would broaden access (e.g., the Accredited Investor Definition Review Act in the 118th Congress, H.R. 1579, which passed the House in 2023 but stalled in the Senate; and in the 119th Congress H.R. 3348 and the Equal Opportunity for All Investors Act of 2025, H.R. 3339, which would add exam‑based or credential‑based paths). However, as of now these remain proposals: H.R. 1579 never became law, H.R. 3348 is still at the House stage, and H.R. 3339 has only passed the House and is pending in the Senate. None has been enacted or implemented by the SEC. (congress.gov)

The SEC has issued a 2023 staff report reviewing the accredited‑investor definition and in 2025 received a petition for rulemaking to amend Rule 501(a), but these are analytical or preliminary procedural steps, not actual changes to who qualifies today. (sec.gov)

Policy discussions in 2023–2025 do show momentum toward broader retail access to private markets and proposals to base eligibility more on sophistication (credentials or exams) than pure wealth, but commentators describe these as prospective reforms under consideration, not yet in force. (barrons.com)

Given that:

• The prediction was open‑ended (“going to…force the accreditation laws to change”) rather than tied to a specific date, and
• No substantive loosening of U.S. accreditation laws or regulations has actually taken effect since the 2020 rule that pre‑dated the podcast,

we cannot say the prediction has come true by late 2025, but we also cannot definitively rule it out for the future. Therefore the status is best characterized as inconclusive (too early) rather than clearly right or wrong.